How to Protect Your Privacy Online

How to Protect Your Privacy Online

A lot has been said about your privacy online. More and more people are getting victims of phishers, scammers, and identity thieves in a range of privacy violations  – from getting embarrassing status updates put up on their social networking sites, to downright criminal acts like unauthorized use of credit cards and money stolen from the victims’ Paypal or online bank accounts.

Here are the top 5 ways to protect your privacy online.

1. It is not limited to social media networks.
When talking about online privacy, social media sites like Facebook and MySpace immediately come to mind. While they are the most prevalent sites that identity thefts and other cyber criminals use to carry out their crimes, they are not the ONLY sites. You could get in trouble using e-mail, backing up your files online, or even through searching.

This is not to say that you should go lax with your privacy on social media sites, it is just the opposite: you should safeguard the personal information you have on your social media sites because they could be used for other sites as well.

To do this, you should use the site’s privacy option, which effectively makes your profiles invisible to people who are outside your contacts list. You be careful on adding people to your contacts list as well. If a stranger asks you to add him or her to your contacts list, think very carefully before you click that approve button.

Further, you should not post private information online, or information that would tell people where you would be at a particular day and time. Nor should you post pictures, blogs, and other content that may be deemed offensive, racist or reveals too much about you or your life that it could be used against you at some later time.

Lastly, do not share personal information online. This includes that of your friends. There may be sites that ask you to refer a page to a friend, and if you like their page, chances are you will input not only your name and contact details, but your friends’ as well. When asked to sign up with your e-mail address, you might want to create a new one for use on these sites, protecting your primary e-mail address.

2. E-mail is not secure.
A lot of people think that they can pour out their most private thoughts on an e-mail to their friends, but remember, e-mails are not secure. Aside from the rare mishaps of sending your e-mail to the wrong person, or –horrors!– to the general office address that carbon copies every single person you work with, there are also other people who can eavesdrop on the contents of your e-mails and even have the access to change its contents.

Remember that an e-mail message goes through several servers before getting delivered to your recipient. At each stop, there are people who could view your e-mails and read what you wrote.

To ensure that your sensitive e-mails are protected, encode it with an e-mail privacy program like Pretty Good Privacy or PGP. There are other similar software for you to use.

3. Everything you do on the Internet is being recorded… and USED.
If you have ever made a search online, you would notice that suggestions are made when you start typing out your search keywords. Upon closer inspection, you would see that some of these suggestions are for sites that you have visited recently.

The same goes for searches using the search engine’s own Web site. If you have noticed the ads coming out on the search results, they are likely to be related to what you have searched for.

Remember that everything you do online is recorded. A desktop search tool like Google Desktop, for example, will record all your searches while a Web-based e-mail provider like Google Mail will chronicle every e-mail you have sent or received. The information they gather would be used for marketing products and services to you.

4. Beware of browser cookies.
Browser cookies are like the bread crumbs that Hanzel and Gretel used to find their way back home. These cookies form the body of evidence of your activities online right down to where on the site you visited and how much time you spent on each page. You might want to turn off your browser’s option to accept all cookies and manually approve or deny cookies as necessary and always delete browser cookies after every session.

You can also use third-party cookie management applications and software like Internet Junkbuster Proxy or interMute.

5. Your IP is visible.
Remember that a numeric footprint would identify you everywhere online. By using your IP address, people could track where you are and what ISP you are using. If you use Internet broadband at home, your ISP could also associate your address with your IP.

If you do not want to be located, for some reason, then go use a different computer in a different location, where you have a different IP or you could use an anonymizer that hides your IP.

The Most Bizarre Item for Sale This Week – A roll of used toilet paper

Starting this week, I will feature some of the most bizarre or weird items for sale online. We will start with this one – a roll of toilet paper. This is our most bizarre item this week because it is used and cost around US $85,000. This item is really for sale and was posted by a very reputable eBay seller (which has a 99.3% positive feedback).

As of October 30, 2009, 17 buyers offered to buy this item.

Please click the image below for a larger picture:

The most bizarre item for sale this week: A roll of used toilet paper

The most bizarre item for sale this week: A roll of used toilet paper

How to Become Poor

How to Become Poor

How to Become Poor

Most of us have enough income to be able to live comfortably and have enough left for some of the simple luxuries in life, but most find themselves out of money a week before payday. Why? Because they have the habits that help them become poor. These are:

1. Spending indiscriminately.

While it is good to pamper ourselves once in a while, watch closely how you spend your money. Dining out every single day, getting a massage every week, buying that latest gadget can easily drain your wallet and bank accounts. Think before buying, instead of buying your third laptop just because it is on sale, or buying an iPhone 3G S even when your Nokia E78 and Chocolate 3 VX8560 are working just fine.

Impulse buying can easily get you in trouble.

2. Getting a lot of credit cards and maxing all of them out.

Credit cards are handy when you need to buy something and you do not have the money for it, but it is also a good way to spend much more than you can afford. Because you are not spending money, you think that you are not going to worry about it until the next bill comes along, which of course would be too much for you to pay.

Most people end up just paying the minimum amount on their credit card charges, thereby accumulating debt that grows bigger with interest.

3. Not understanding interest and how it works.
When you are in debt, you must understand that the longer you pay it, the worse you are for it. When you prolong paying on a certain debt, like your credit card or mortgage, you waste money by paying for interest. Understanding interest spurs you to fast-track your paying your debt, instead of just letting it go on for a longer period of time.

4. Not having a budget to work with.
A budget keeps you in line to pay what you need to pay (utilities, bills, rent, gym membership), while also telling you just how much money you can burn and still have enough left to tide you over the next few days, or until your next paycheck comes in. Neglecting to budget and account for your money is a sure way to overspend and becoming poor.

Continue reading

4 Ways to Enjoy a Risk-free Online Social Networking Experience

4 Ways to enjoy a risk-free online social networking experience

4 Ways to enjoy a risk-free online social networking experience

Perpetrators of phishing, scamming and identity theft have found a veritable gold mine in social networking sites. All too often, users of social networking sites like Facebook and Twitter inadvertently make themselves easy targets for these kinds of activities.

Here are four ways to protect yourself and your information online.

1. Always check your privacy settings.
While Facebook sets your privacy setting to your contacts by default, other social networking sites do not. In fact, some display your profile to the general public. Make sure that you make use of a site’s privacy settings to allow only your friends, family, loved ones and contacts to view your profile.

In line with this, do not add just anybody as your contact. If you are keeping a personal profile, then make sure that you only have people you personally know in your contact list. If you are on social networking sites to play online games, or to market your brand, it might help to create a separate account for this purpose. You can limit the amount of personal information you have on these accounts.

2. Think twice before you post something.
For one, do not post your hometown if this has been set as your secret password question. Make sure that your post does not have personal information in it, or other identifiers like a landmark near where you work.

In no circumstances should you announce where you would be at a particular time. This way, lurkers would not be able to pinpoint where you are at any time.

Continue reading

Privacy Risks with Social Networking Sites

Privacy Risks with Social Networking Sites

Privacy Risks with Social Networking Sites

Most of us are under the impression that social networking sites are safe havens for our thoughts, feelings and just about anything that we want to share with our friends, family and contacts. However, one must not forget that whatever you put online is up for the whole world to see, not just your close friends, family or coworker.

As such, we have seen “scandal” photos taken off people’s MySpace, Facebook and other social networking accounts circulating in the Internet.

Your best bet, of course, would be to be prudent about what information you make available online. Before you post photographs or blog posts, make sure that it is something that you are comfortable having your mother, spiritual adviser or boss read through your blog post or seeing these photos. If you do not think they will approve, better not post them.

This goes for relatively tame personal information. If you are planning a party, you might think that posting the details on MySpace is the easiest way to get the word out. You might indicate the time of the party and your home address in the invites.

On the day of your party, people you do not know show up at your doorstep or someone might obtain that address for other reasons. Make sure that you do not post personal information, such as your home address, mobile number, where you work, where you are going to be, online. This would only help strangers find you.

Continue reading

A 6-year old boy caught in a balloon and flew away across Colorado (for more than 2 hours).

A 6-year old boy caught in a flying saucer-like balloon and flew away across Colorado (for more than 2 hours).

This is the breaking news broadcast by major news channels – CNN, BBC, Fox… Pictures and details below. You can click the images for larger pictures.













Continue reading

The Influx of Online Jobs

The Influx of Online Jobs

The Influx of Online Jobs

It used to be that you were employed, self-employed or unemployed. It was either you work in an office for someone else, or you had your own business as an entrepreneur, or you stay at home if you are jobless. The influx of online jobs has created another class of workers that does not really fall under these three traditional categories.

Enter the freelances, the telecommuters, the providers. No matter how they are called, people holding online jobs are increasing by the minute. A quick look at ODesk, one popular site for finding online jobs, would reveal that there are currently more than 350,000 providers signed up to the service, while more than 320,000 online jobs have been posted. The site also boasts of more than $96 million in earnings to date.

And why not? The benefits are seemingly endless. For businesses, they are able to get top talent for seasonal projects without having to worry about increasing their overhead cost, or rearranging their offices to make room for a new employee. They gain the expertise without the unnecessary expenses. For the online job holder, it means the flexibility and convenience of being able to work where they want, when they want. For some, having an online job means a higher monthly income than holding on to a regular job.

Continue reading

The Top 5 Businesses that Create Billionaires

Reliance Industries Limited - the 2nd largest private sector corporation in the world.

Reliance Industries Limited - the 2nd largest private sector corporation in the world.


Everybody wants to be a billionaire. The big question is: How? Forget Ivy League schooling or wishing that you were born rich. Get into these businesses now!

5. Petrochemicals
Environmentally damaging or not, oil and petroleum is still the world’s hottest commodity. With most industries and consumers needing it every single day, petrochemical products are in hot demand and there is no indication that the demand will wane soon.

Asia’s richest man, Mukesh Ambani owes his fortune to petrochemicals.

IKEA - the largest furniture retailer in the world.

IKEA - the largest furniture retailer in the world.


4. Retail
Even with the economic downturn, people will still need to buy things. That is why retailers are still earning big bucks. Having a good sense of what people want, going with the trends, and offering value for money on your merchandise remain to be a retailer’s biggest challenge. However, if you get it all down to pat and you have built your brand better than your competitors, you are in for a great surprise.

Ikea’s Ingvar Kamprad is Sweden’s richest man. The 83-year-old is currently worth around $22 billion and runs an empire that spans more than 30 countries. Germany’s richest man, Karl Albrecht also made his billions in retail through his discount supermarket Aldi Sud. Other billionaires in retail: Jim, Christy, Robson Walton of Wal-mart,

Continue reading

The Beauty of Large Christmas Decorations

A complete set of Christmas decorations

A complete set of Christmas decorations

When the Christmas holidays are fast approaching, especially after Thanksgiving, a lot of people start thinking about putting up decorations for the season in their homes. Large Christmas decorations, colorful ones, small ones, elaborate ones, simple ones, whatever the type, they make homes look more festive and make every member of your family look forward to the coming holidays.

If you still have not tried putting up large Christmas decorations, or if you are still deciding what decorations to put up this year, you might want to try large Christmas decorations.

Admittedly, large Christmas decorations represent a substantial financial investment on your part. That is why you should consider if you could use this kind of decoration year after year after year. It must be universal enough for you to be able to use it repeatedly. You should also make sure that it is made of really durable materials that could last a long time.

Large Christmas decorations, however, have a lot of benefits. Here are some:

Large Christmas decorations represent great fun for the whole family. You can make putting up large Christmas decorations as a great activity that involves everyone, from installing it to sprucing it up. Each one could take charge of a certain task. For example, in having a large nativity set, your kids could take care of one character each, while you take care of the set up. More than bringing the family together, getting each member of the family involved can also mean saving time and effort through the division of chores among you.

This could easily become an annual family tradition. Each year, you can gather everyone and put up decorations together.

Continue reading

Man’s Top 5 Greatest Fears

Ophidiophobia - fear of snakes

Ophidiophobia – fear of snakes

According to the fourth edition of the Diagnostic and Statistical Manual of Mental Disorders (more commonly referred to as DSM-IV), a phobia is a kind of anxiety disorder wherein a person has an irrational and sometimes intense fear towards an object or situation. This happens even when the situation or the object being feared is relatively safe.

Each one of us suffers from our own fears. It may be fear of a particular object like spiders, rodents, dogs, blood, water, cramped spaces or heights. Some people may also suffer from being in front of people, or being shy in public. While others suffer from being in crowds, or being alone, or leaving the house to go outside. Whatever it is that causes the fear, it is not rooted in reason.

In fact, a phobia may seem silly to other people who are observing the sufferer. They might even think it is funny, but a phobia can be very debilitating to those who have it.

Many clinicians and psychologists can help you overcome a severe phobia. If you have a tremendous fear of spiders, for example, you might be exposed spiders with the therapist helping you adjust your reactions and control your fears. There are other therapies available for treating phobias, including medication and cognitive behavior therapy.

As mentioned, phobias are not uncommon. The National Institute of Mental Health has estimated that 1 in 10 adults suffer from extreme phobia. The five most common phobias are:

1. Fear of snakes, dogs, spiders
Clinically, this is ophidiophobia, cynophobia and arachnophobia. The fear of animals such as snakes, dogs and spiders may stem from personal experiences like having a dog bit you as a child, or seeing people on TV die from snake bites or spiders. For most people, the thought of having a spider crawl over your body is enough to give you goose bumps, but those who suffer from these type of phobias often have panic attacks, which can be severe enough to disable them.

Mysophobia or germaphobia - fear of dirt and germsMysophobia or germaphobia – fear of dirt and germs

2. The fear of dirt and germs
Mysophobia
or germaphobia is often seen in people who suffer from OCD or obsessive-compulsive disorder. Mysophobics are overly concerned with cleanliness and tend to avoid unclean objects, being in contact with other people. They usually wash hands obsessively. They think that germs will bring diseases and death.

3. Fear of being in open spaces
Agoraphobia
is often characterized by the fear of leaving a safe place like your home, or being in crowded place like malls and parks, or generally open spaces. Agoraphobics hate the thought of having emergency situations in these places that they might stay at home for years on end. People suffering from agoraphobia have their designated safety zones, and if they are taken out of these safety zones, they experience panic attacks.

4. Fear of high places, or heights
Acrophobia can cause a person to become immobile in high places, while being very anxious and extremely fearful. Most acrophobics have jumped to their deaths in an effort to escape the high places that they found themselves in. Acrophobics can find simple things like reaching for something on top of the cupboard, changing lightbulbs, or even climbing stairs very difficult to do.

Glossophobia - fear of speaking in public

Glossophobia – fear of speaking in public

5. Stage fright
Glossophobia is the fear of speaking in public. Glossophobics tend to be very anxious before they are scheduled to talk to an audience or even from thinking about it. They usually avoid having to speak in public where people’s attention is on them. They may suffer from stage fright, nausea, panic attacks or even physical distress.